نوع مقاله : علمی- پژوهشی
نویسندگان
1 گروه حقوق کیفری و جرمشناسی، واحد تهران مرکزی، دانشگاه آزاد اسلامی، تهران، ایران
2 گروه حقوق کیفری و جرمشناسی، واحد تهران مرکزی، دانشگاه آزاد اسلامی، تهران، ایران.
چکیده
کلیدواژهها
عنوان مقاله [English]
نویسندگان [English]
The fight against money laundering and terrorist financing begins with controlling access to the financial system and preventing dirty money from entering the financial system. Due Diligence and verifying customer identities is one of the most important challenges banks and financial institutions that those are faceing with their clients (low risk and high risk). The purpose of customer Due Diligence is to enable the bank to understand the nature and purpose of customer relationships. These processes help the bank identify potential suspicious transactions. The research method is applied in terms of purpose and descriptive and analytical in nature. The method of collection is also library-based and the tool for collecting information is the type of catch. The research data were analyzed in a qualitative manner. The findings show that customer Due Diligence is the basis for identifying suspects and tracking crime financing. Finally, customer Due Diligece Regulations for high-risk customers should be tightened up and suspected of active surveillance activities not used as a tool to finance terrorism. Writing of guidelines will also be necessary for Banks to identify such customers.
کلیدواژهها [English]
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