The suspension and bankruptcy of banks and financial and credit institutions, today,in many cases, are excluded from the general rules of "bankruptcy of merchants, companies and other legal entities"and are subject to differential rules.The key role in making the decision to "rehabilitate (revive) the aforementioned banks and institutions" is played by their supervisory authorities, deposit insurances and competent courts. The philosophical justification of the role played by these authorities is rooted in achieving goals such as maintaining order and public interest (restoring banking order), securing the interests of affected citizens and maintaining public trust in the national banking system. In the monetary and banking system of Iran, the effectiveness of the "reconstruction" strategy requires the delegation of powers to the Islamic State and the Central Bank on its behalf and to the deposit guarantee (insurance) fund, so that they can establish and implement differential rules,without the need to obtain the mandatory consent of creditors, achieve the aforementioned goals simultaneously.In this article, in the shadow of the library,analytical and descriptive research method and with a comparative look at the state of the existing procedure in the country and how the government of Iran and its central bank face the crises that have arisen, the nature of the reconstruction strategy,the identification of competent authorities,how to implement and explain The ability of stakeholders to object to the adoption and implementation of the mentioned strategy and to provide the necessary suggestions for the design,formulation, approval and optimal implementation of this strategy have been discussed.